You are a part owner at Texas Partners!
Credit unions are member-owned, not-for-profit financial cooperatives dedicated to improving members' lives. Nearly 80 million members own over 10,500 U.S. credit unions. Texas Partners has over 24,000 members. Money the credit union makes is returned to its members in the form of lower rates on loans, higher rates on savings and investment accounts and lower fees for credit union services.

Major differences between banks and credit unions
Stockholders own banks. Banks make money for stockholders, not customers. Credit unions are the only democratically controlled financial institutions in the United States. You and other members elect a volunteer board of directors to oversee the credit union. Our President/Chief Executive Officer reports to this board. Bank directors, on the other hand, are paid and legally bound to make decisions that benefit the stockholders, not the customers.

Credit unions are #1 in satisfaction and trust!
In the U.S., credit unions have been the favorite among consumers surveyed in the American Banker Satisfaction Survey. Of those polled, 73 percent who use credit unions said they were very satisfied with the service they received. That compares to 59 percent customer satisfaction rate for thrifts and a 58 percent satisfaction rate for banks. Your money is safe at the credit union, the National Credit Union Administration insures your credit union funds to at least $100,000.